Senior Officer, Fraud Governance & Risk (Fintech)

TL;DR

Senior Officer, Fraud Governance & Risk (Fintech): Leading fraud monitoring, investigations, prevention checks, and risk governance for digital payment and SME financial services with an accent on real-time transaction review, regulatory controls, and fraud response. Focus on detecting emerging attack patterns, analyzing root causes, maintaining evidence integrity, and coordinating corrective actions with customers, management, and law enforcement.

Location: Riyadh, Saudi Arabia. Flexible remote, in-office, and hybrid work setups are available.

Company

A Saudi Central Bank–licensed fintech founded in 2017 that provides payment, sales, and operational solutions to SMEs across the MENAP region.

What you will do

• Monitor fraud alerts around the clock, triage high-severity cases, and escalate incidents promptly.
• Review and validate transactions, analyze exceptions, and identify fraud indicators and computer-based attack patterns.
• Investigate fraud cases by gathering evidence, documenting findings, preparing reports, and maintaining chain of custody.
• Perform root cause analysis, identify emerging fraud typologies, and prepare daily, weekly, and monthly detection reports.
• Conduct employee screening and third-party vetting, monitor high-risk employee activity, and manage whistleblowing reports.
• Implement corrective actions, including customer notifications, account remediation, fraud awareness activities, and law enforcement coordination.

Requirements

• Bachelor’s degree in Law, Finance, Business Administration, or an equivalent field; education may be substituted with relevant experience.
• Three to five years of experience in a similar fraud governance, fraud risk, or investigations role.
• Fluent English and Arabic are required.
• Knowledge of anti-fraud regulations and fraud control frameworks.
• Proficiency in Microsoft Office tools.
• Intermediate business acumen, diligence, teamwork, entrepreneurial drive, and self-development skills.

Culture & Benefits

• Inclusive and diverse environment with remote, in-office, and hybrid work flexibility.
• Competitive compensation package with potential share participation.
• Regular training and an annual learning stipend.
• International environment with more than 30 nationalities across seven countries.
• Autonomy, mentoring, challenging goals, and significant responsibility for the function.