Risk Strategist (Fintech)

TL;DR

Risk Strategist (Fintech): Designing and optimizing fraud prevention rules and risk strategies for a digital banking platform with an accent on data-driven decision making and operational efficiency. Focus on analyzing fraud patterns, backtesting rule changes, and implementing automated controls to protect SMB customers.

Location: Hybrid (Toronto, ON)

Salary: $112,500 – $137,500 CAD

Company

hirify.global is a digital banking platform providing comprehensive money management tools specifically designed for small business owners.

What you will do

• Own the design and optimization of fraud prevention rules and risk strategies to balance security and customer experience.
• Analyze onboarding and transaction data to identify emerging fraud patterns and vulnerabilities.
• Develop, test, and tune fraud rules across customer touchpoints to reduce false positives.
• Backtest rule changes to assess the impact on fraud rates, operational workload, and customer experience.
• Collaborate with Product and Engineering to integrate fraud controls into new features.
• Implement automation, fraud tools, and external data sources to enhance the risk engine.

Requirements

• 2+ years of experience in fraud, risk strategy, or data analysis, preferably in fintech or banking.
• Proficiency in SQL, including joins, aggregations, window functions, and subqueries.
• Strong analytical ability to translate complex data into actionable recommendations.
• Proven track record of owning projects from problem definition to final solution.
• Strong communication skills for collaborating with cross-functional technical and non-technical teams.
• Must be based in Toronto, ON for hybrid work.

Nice to have

• Experience with credit risk, portfolio analysis, or underwriting models.
• Proficiency in Python for advanced data analysis or automation.
• Previous experience working in a startup or scale-up environment.

Culture & Benefits

• Impact-based compensation approach with growth not limited to annual review cycles.
• High degree of autonomy and trust in solving complex, ambiguous problems.
• Culture of relentless reinvention and a strong focus on direct feedback.
• Active integration and promotion of AI tools in daily workflows.
• Mission-driven environment focused on increasing the success rate of small businesses.

Hiring process

• Introductory 45-minute video call with the Talent team.
• 45-minute video call with the Risk Strategy Manager.
• Take-home case study followed by a 60-minute technical team interview.
• Final 45-minute in-person interview with the Leadership team.