обновлено 30 дней назад
Senior Payments Engineer — Acquiring & Payment Processing (Fintech)
5 000 - 9 500$
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Senior Payments Engineer — Acquiring & Payment Processing (Golang/Fintech): Building and scaling backend services for payment processors, gateways, card networks, and critical money-movement flows with an accent on authorization, settlement, reconciliation, and resilient transaction processing. Focus on designing fault-tolerant distributed systems, operating within PCI DSS requirements, monitoring payment health, and using AI tooling securely in engineering workflows.
Location: Remote from Türkiye
Salary: $5,000–$9,500 gross per month in USD
Company
is a fintech and retail company developing interest-free installment payment products that improve shopping access, merchant conversions, and order values.
What you will do
- Design and build Golang backend services integrating with payment processors, gateways, and card networks.
- Own authorization, capture, settlement, refunds, reconciliation, and chargeback or dispute flows.
- Build idempotent, fault-tolerant, auditable transaction processing in a distributed architecture using transactional outboxes and queues such as Kafka, SQS, or RabbitMQ.
- Implement secure payment-data handling, tokenization, network tokens, and applicable 3DS/SCA flows within PCI DSS scope.
- Monitor authorization and decline rates, processor performance, latency, and settlement accuracy.
- Mentor engineers, unblock peers, and occasionally lead small project teams while using Claude or equivalent LLM tools for design, coding, research, testing, and documentation.
Requirements
- 7+ years of backend or full-stack engineering experience, including meaningful work with payments, fintech, or money-movement systems.
- Strong Go experience, or comparable Python experience, building and serving REST APIs.
- Hands-on experience integrating payment processors, gateways, or acquiring systems, with knowledge of authorization, settlement, tokenization, idempotency, reconciliation, and disputes.
- Experience with distributed cloud architectures, transactional outboxes, and queuing systems such as Kafka, SQS, or RabbitMQ.
- Demonstrated hands-on use of Claude or an equivalent LLM, with the ability to use AI productively while protecting cardholder data, credentials, and secrets.
- Bachelor’s degree in Computer Science, Engineering, or a related field.
Nice to have
- Experience with SQL-based relational databases through an ORM.
- Experience with Prometheus, New Relic, or Datadog for production monitoring and alerting.
- DevOps, CI/CD, Kubernetes, AWS, and containerized microservices experience.
- Experience shipping commercial payment APIs and prioritizing improvements based on stakeholder or customer feedback.
- Direct experience with acquiring platforms such as Adyen, Stripe, Marqeta, or Fiserv, plus exposure to PCI DSS, 3DS/SCA, or network tokenization.
Culture & Benefits
- Remote, full-time position for candidates based in Türkiye.
- AI-first engineering culture using Claude and equivalent tools to accelerate design, development, research, testing, and documentation.
- Security-first handling of cardholder data, credentials, and secrets within secured environments.
- Focus on high standards, rapid execution, respectful disagreement, ownership, and measurable results.
- Technology stack includes Golang, TypeScript, Python, MySQL, PostgreSQL, Elasticsearch, AWS, Kubernetes, GitLab, and automated testing.
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