Software Development Engineer (Fintech)

TL;DR

Software Development Engineer (Fintech): Building and optimizing intelligent data products for bank payments with an accent on payment recovery and fraud prevention. Focus on developing ML-driven solutions, improving authentication flows, and scaling revenue-generating features within a collaborative engineering team.

Location: Must be based in Lisbon, Portugal (Hybrid role).

Salary: €39,200–€58,800

Company

A global bank payment company processing over US$130bn annually, providing recurring and one-off payment solutions through open banking and direct debit.

What you will do

• Develop and optimize intelligent data products to improve payment recovery rates.
• Enhance fraud detection capabilities using ML models and rules-based systems.
• Improve consumer authentication flows for high-risk payment scenarios.
• Collaborate with cross-functional teams to prototype and iterate on new product features.
• Contribute to the technical vision and engineering standards of the Payment Intelligence team.
• Drive business outcomes by building scalable and reliable payment infrastructure.

Requirements

• Strong programming experience with Ruby and/or Python.
• Product ownership mindset with a focus on driving business impact.
• Ability to collaborate effectively with engineering and business stakeholders.
• Passion for experimenting, prototyping, and iterative development.
• Must be based in or able to work from Lisbon, Portugal.

Culture & Benefits

• Adaptive working policy with flexible hours.
• Work away scheme allowing up to 90 days of remote work from outside the country of residence.
• Equity participation for all permanent employees.
• Annual learning budget for professional development.
• Comprehensive wellbeing support and medical cover.
• Generous holiday allowance plus volunteer and wellness days.