ERM Product Risk, Lead (Financial Risk)

Location: Toronto, Canada; flexible hybrid work model. Eligibility to work for hirify.global Corp. in Canada in a full-time capacity is required.

Salary: CAD 130,000–145,000 annually, plus eligibility for a short-term incentive plan.

Company

hirify.global is a Canadian financial technology company providing secure digital payments, identity verification, and fraud protection across digital and physical environments.

What you will do

• Lead independent second-line risk oversight for assigned debit payment products and platforms.
• Integrate enterprise risk management frameworks, controls, and requirements into product planning, delivery, development, and change management.
• Conduct and oversee Product/Platform Risk Assessments, Change Initiative Risk Assessments, and Risk & Control Self-Assessments.
• Monitor fraud key risk indicators, escalate emerging risks, and support compliance with PPS, RPAA, and other regulatory requirements.
• Represent second-line risk oversight at governance forums and Product Councils.
• Prepare executive-level reporting and Board insights while coaching first-line teams and strengthening risk culture.

Requirements

• 10+ years of progressive experience in fraud risk management, enterprise risk management, or related disciplines within financial services or payments.
• Expertise in second-line risk functions, independent challenge, and oversight.
• Advanced knowledge of fraud risk management, emerging threats, and AI-driven fraud detection.
• Strong understanding of ERM principles, risk appetite, control frameworks, RCSAs, CIRAs, and the Three Lines of Defense model.
• Experience integrating risk practices into agile product development and change management, with strong executive and Board-level communication skills.
• CPA designation with demonstrated experience in financial risk management and eligibility to work in Canada are required.

Nice to have

• CFE, CAMS, CRMP, CRISC, or ISO 27005 professional designation.

Culture & Benefits

• Flexible hybrid work model.
• Vacation and wellness days, employer-paid benefits, and an employer-funded RRSP program.
• Confidential 24/7 employee and family assistance program.
• Pregnancy and parental leave top-up.
• Charitable donation matching with United Way.
• Purpose-driven, inclusive environment focused on digital finance, innovation, and employee well-being.

Hiring process

• Successful candidates must complete background checks, which may include Canadian criminal, identity, employment, education, credit, and social media verification.