Credit Risk Strategy Manager (Fintech)

TL;DR

Credit Risk Strategy Manager (Fintech): Owning loan approval logic and underwriting policies during the origination process with an accent on balancing conversion rates, NPL, and operational costs. Focus on integrating credit bureaus, KYC/AML/antifraud checks, and optimizing scoring models using alternative data across international markets.

Location: Hybrid in Limassol, Cyprus. Relocation assistance available.

Company

hirify.global is a global tech company offering diverse services including ride-hailing, freight, and financial services, with a mission to challenge injustice and positively impact 1 billion lives by 2030.

What you will do

• Create and manage credit approval strategies for the origination process.
• Increase loan approval rates while maintaining acceptable risk metrics.
• Ensure compliance with KYC, AML, PEP, and antifraud requirements.
• Collaborate with data providers, product, finance, legal, and engineering teams.
• Optimize underwriting costs and establish robust reporting requirements.
• Monitor and improve key metrics including conversion rates, underwriting costs, and NPL.

Requirements

• Minimum 3 years of experience in risk analytics or portfolio management.
• Experience in lending for individuals or SMEs.
• Proven track record of working with KYC providers.
• Strong knowledge of banking processes and SQL.
• Must be based in or willing to relocate to Limassol, Cyprus.

Nice to have

• Experience in LATAM lending operations.
• Knowledge of Python or JavaScript.
• Experience using alternative data for credit scoring.

Culture & Benefits

• Stable salary and official employment.
• Comprehensive health insurance.
• Flexible schedule and hybrid work mode.
• Relocation package for international candidates.
• Professional development through internal training and paid external courses.
• Access to counseling services and a discount club.