Senior AI Modeler (Consumer Lending)

TL;DR

Senior AI Modeler (AI): Designing and implementing agentic AI solutions and advanced marketing/credit risk models in consumer lending with an accent on autonomous decision-making, multi-agent orchestration, and production-grade software engineering. Focus on prototyping intelligent agent behaviors, developing predictive models, and integrating cloud-based multi-agent services.

Location: Flexible work environment, remote, hybrid, or onsite within US geographic markets, including California.

Salary: $100,649 - $174,459

What you will do

• Design, code, and test AI agents that support autonomous decision-making in marketing campaigns, customer acquisition, credit risk, and portfolio optimization.
• Implement cloud-based multi-agent and model services from the ground up, maintaining production-grade software engineering standards.
• Apply agentic AI and swarm intelligence/multi-agent orchestration techniques to solve complex business problems in consumer lending.
• Develop predictive models using credit bureau data and other consumer datasets.
• Design, implement, and coordinate multi-agent workflows for marketing decisioning, including role specialization and conflict resolution strategies.
• Prototype and refine intelligent agent behaviors using Python, Spark, and modern ML & AI frameworks, and support their deployment and monitoring in production.

Requirements

• Bachelor's degree in Statistics, Mathematics, Computer Science, Data Science, Engineering, or a related quantitative field.
• Experience implementing multi-agent workflows, including agent role specialization, task decomposition, state management, and conflict resolution.
• Applied expertise in statistical and predictive modeling methods (e.g., logistic regression, XGBoost, segmentation, propensity modeling).
• Experience applying analytics within consumer lending or financial services across the credit lifecycle.
• Familiarity with credit bureau data and related consumer datasets.
• 3+ years of experience in statistical modeling, machine learning, agent building, or advanced analytics, delivering production solutions.

Culture & Benefits

• Great compensation package with a flexible work environment (remote, hybrid, or in-office).
• Core benefits include medical, dental, vision, and matching 401K.
• Flexible time off, including volunteer time off, vacation, sick leave, and 12 paid holidays.
• Deep commitment to creating an inclusive environment where everyone belongs and can excel.
• Recognized as one of the World's Best Workplaces™ 2024 and Great Place To Work™ 2025.