Manager 1, Credit Risk Analytics (Fintech)

TL;DR

Manager 1, Credit Risk Analytics (Fintech): Developing, implementing, and managing credit risk strategies across customer targeting, underwriting, and pricing with an accent on portfolio management and loss forecasting. Focus on enhancing underwriting using cashflow analyses and partnering with data science teams to develop predictive models.

Location: Mountain View, California

Salary: $147,500 - $199,500

Company

hirify.global is the global financial technology platform that powers prosperity for the people and communities we serve.

What you will do

• Develop, implement, and manage credit risk strategies to drive overall card profitability.
• Leverage cashflow analyses to enhance underwriting and overall risk management.
• Develop A/B tests using hypothesis testing frameworks to understand credit risk/return tradeoffs.
• Develop monitoring frameworks and reporting on key performance indicators.
• Partner with Data Sciences, Capital Markets, Product, Engineering, Compliance, and Marketing teams to implement and monitor credit strategy changes.
• Proactively contribute innovative concepts for new financing products.

Requirements

• Bachelor’s degree in Business, Finance, Economics, Mathematics, Engineering, or other quantitative disciplines or equivalent experience (MS Degree Preferred).
• Minimum 6 years of experience in credit risk analytics and risk management.
• Familiarity with credit scoring and modeling techniques including regression modeling, multivariate analyses, and machine learning.
• Familiarity with credit data such as bureau attributes and risk scores, cash flow attributes, and alternate data sources.
• Excellent analytical and problem-solving skills with a proven track record of converting analysis insights into business recommendations.
• Proficiency with analytical packages and tools such as SQL, SAS, Python, R, and Tableau.

Culture & Benefits

• Competitive compensation package with a strong pay-for-performance rewards approach.
• Eligible for a cash bonus, equity rewards, and benefits in accordance with applicable plans and programs.