Senior Backend Engineer (Fintech)

TL;DR

Senior Backend Engineer (Fintech): Designing and implementing high-scale backend systems for hirify.global’s credit-building platform with an accent on credit actions, subscriptions, and AI-driven coaching. Focus on architecting reliable systems, integrating with credit bureaus, and optimizing user financial outcomes through data-driven approaches.

Location: Hybrid, 3 days onsite in San Francisco, CA. Visa sponsorship for H1-B visas and U.S. green cards available for exceptional talent.

Salary: $200,000 – $260,000

Company

hirify.global is a profitable FinTech unicorn founded in 2019, redefining how millions of Americans build financial confidence using innovative technology and AI.

What you will do

• Design and implement scalable backend systems for hirify.global’s core credit-building experience, including credit actions, subscriptions, credit report processing, financial monitoring, and AI-driven coaching.
• Own key domains within the credit-building platform, driving architectural decisions and ensuring high reliability and performance.
• Integrate with third-party credit bureaus, financial data providers, and internal services, building robust APIs and data pipelines.
• Improve and evolve credit-building workflows through experimentation, iteration, and data-driven optimization.
• Collaborate cross-functionally with product, data, and mobile partners to design features that simplify complex financial concepts.
• Enhance observability and reliability across critical systems, introducing monitoring, alerting, and fault tolerance.

Requirements

• 5+ years of experience building and scaling production systems.
• Deep understanding of system design, API development, and integrations, especially with third-party platforms or payment providers.
• Comfort working across the stack and collaborating closely with mobile and product engineers.
• Passion for experimentation and optimization, using data and iteration to improve customer outcomes.
• Strong product sense and a builder’s mindset, thriving in ambiguity and owning systems end-to-end.
• Candidates must be willing to work 3 days onsite in San Francisco, CA.

Nice to have

• Experience with Ruby on Rails.
• Familiarity with large language models (LLMs) or AI system architecture, especially integrating AI into user-facing products.
• Experience with payment processing systems, ACH, or cards.

Culture & Benefits

• Full cost of medical, dental, and vision insurance covered for employees.
• Meaningful equity in the form of RSUs.
• Flexible vacation policy.
• Competitive pay consisting of base + equity + benefits.
• Work with serial entrepreneurs in a consumer fintech startup.
• Emphasis on extreme ownership, clear communication, craftsmanship, and lasting work relationships.