Head of Risk and Financial Manager (Fintech)

Location: Birkirkara, Malta. Hybrid role with onsite working 2–3 days per week; working hours are Monday to Friday, 9 am–6 pm.

Company

hirify.global is a global B2B cross-border payments company serving more than 30,000 customers with technology-led payment solutions.

What you will do

• Provide independent oversight of the Malta-regulated entity’s risk profile, reporting material risks, challenges, and recommendations to management and the Board.
• Maintain the Risk Appetite Statement and KRIs, monitor breaches, identify emerging risks, and track remediation through completion.
• Act as Outsourcing Officer, overseeing outsourcing, third-party, ICT, and intragroup arrangements, including due diligence and exit plans.
• Lead risk-related engagement with the MFSA and support regulatory reviews, remediation, audits, and governance activities.
• Monitor group capital and liquidity positions and lead wind-down plans, stress testing, and ICARA documentation.
• Analyze market, liquidity, and counterparty credit risks associated with FX and payments activities and provide recommendations to senior stakeholders.

Requirements

• Bachelor’s degree in Finance, Economics, Mathematics, Statistics, Risk Management, or a related discipline.
• At least 5 years of risk management experience in a regulated financial services environment, including significant financial risk exposure.
• Strong knowledge of capital, liquidity, market, and counterparty credit risk, including regulatory monitoring, stress testing, and risk reporting.
• Experience with ICARA processes, wind-down planning, capital adequacy assessments, liquidity risk frameworks, quantitative analysis, financial risk modelling, and risk measurement.
• Experience in FX, cross-border payments, or similar financial services products.
• Experience presenting risk analysis and recommendations to senior management, risk committees, Boards, and regulators.
• Exposure to outsourcing and third-party risk, operational resilience, and ICT risk oversight.
• Knowledge of the MFSA framework and PSD2, MiFID II, and IFR/IFD requirements.
• Strong written, verbal, analytical, stakeholder management, and organizational skills, with the ability to work across Risk, Finance, Treasury, Compliance, Legal, and Regulatory functions.
• The appointment is subject to MFSA approval.

Nice to have

• Professional qualification such as FRM, PRM, or CFA.

Culture & Benefits

• Full-time, permanent employment with a flexible hybrid approach and 6–10 office days per month.
• Market-competitive salary and opportunity to earn an annual bonus.
• Health, disability, and life insurance.
• Paid holidays, time off, and leave policies for life events.
• Three wellness days and five paid volunteering days per year.
• Career growth and development opportunities in a global organization.