Senior Java Engineer – Fund Security & Account Security (Fiat OnOff-Ramp)

Location: Remote-first, work-from-home arrangement; role listed for Australia, China, Hong Kong, Singapore, and Taiwan.

Company

Binance is a global blockchain ecosystem offering cryptocurrency trading, finance, payments, institutional services, education, and research.

What you will do

• Design fund-security controls for deposit, withdrawal, and trading flows, including prevention, real-time blocking, and post-transaction detection.
• Build account-security controls for account status management, fund freezing and unfreezing, sensitive operations, and abnormal-behavior detection.
• Integrate banks and payment providers with reliable callbacks, status synchronization, idempotency, and retry handling.
• Connect financial flows with ledger, accounting, clearing, and settlement systems; help define accounting models and fund-flow standards.
• Build channel, internal, and multi-party reconciliation with break detection, suspense accounts, adjustments, and increasing automation.
• Develop monitoring and fund-loss alerts, lead incident investigation and containment, conduct post-mortems, and apply LLMs and AI tools to anomaly detection, root-cause analysis, reconciliation, and operations support.

Requirements

• 5+ years of experience in financial services, including payments, banking, exchanges, or similar, with hands-on fund-security and reconciliation experience.
• Expert Java skills with strong knowledge of the JVM, concurrency, distributed systems, high availability, and strongly consistent systems.
• Experience with Spring Boot, Spring Cloud, MyBatis, MySQL, Redis, and Kafka or RocketMQ, including understanding of their internal operation.
• Experience designing and shipping financial systems end to end, including distributed transactions, idempotency, and eventual consistency.
• Knowledge of clearing and settlement processes and double-entry bookkeeping.
• Familiarity with bank integrations, including APIs, SFTP reconciliation files, ISO 20022, and SWIFT messages.
• Strong AI skills, including daily use of AI tools and hands-on experience building LLM applications with prompt engineering, RAG, and agents.
• Strong risk awareness, attention to detail, ownership, communication, and ability to drive work forward.
• Bilingual English and Mandarin communication is required for coordination with overseas partners and stakeholders.

Culture & Benefits

• Remote-first, work-from-home arrangement, which may vary depending on the role and team.
• Flat, user-centric global organization with collaboration across world-class talent.
• Fast-paced, innovative environment with autonomy and challenging projects.
• Results-driven workplace with career growth and continuous learning opportunities.
• Competitive salary and company benefits.

Hiring process

• Application materials may be reviewed with AI tools, including resume analysis, response assessment, and identification of inconsistencies or verification signals; final decisions are made by humans.
• Submitting an application acknowledges that the Candidate Privacy Notice has been read.