Senior Software Engineer, Backend (Consumer) (Fintech)

Location: Remote US or Remote Canada. Remote-first work with occasional in-person office requirements and mandatory in-person onboarding.

Base pay: $173,000–$233,000 for most U.S. states; $195,000–$255,000 for CA, WA, NY, NJ, and CT.

Company

Affirm builds transparent consumer payment products that let people pay over time without hidden fees, including an app, web checkout, and account tools.

What you will do

• Own and deliver quarterly team goals while leading engineers through ambiguous, open-ended problems.
• Collaborate with product management, design, and analytics on ideation, technical constraints, risks, and trade-offs.
• Identify and resolve project, process, technology, and business issues.
• Operate and improve team services by creating and monitoring metrics, escalating issues, and supporting on-call efforts.
• Set and improve code review and design standards, communicating practices through writing and tech talks.
• Develop team talent through feedback, guidance, and technical leadership.

Requirements

• 4+ years of experience designing, developing, and launching backend systems at scale using languages such as Python or Kotlin.
• Experience developing highly available distributed systems with technologies such as AWS, MySQL, and Kubernetes.
• Experience defining technical plans for significant features or system components with simple, elegant, extensible designs.
• Ability to write high-quality, understandable code and make significant changes safely in a large codebase using appropriate tools and practices.
• Proactive ownership of professional growth and feedback-seeking from teammates, managers, and stakeholders.
• Strong verbal and written communication skills for collaboration with a global engineering team.
• Equivalent practical experience or a Bachelor’s degree in a related field.

Culture & Benefits

• Remote-first work with flexibility within the country of employment.
• 100% subsidized medical coverage, including employees and dependents, plus dental and vision coverage.
• Monthly stipends for technology, health, and wellness spending.
• Flexible time off and generous holiday calendars.
• Employee stock purchase plan with discounted Affirm stock.
• Inclusive interviews with accommodations available for candidates with disabilities.