Sr. Regulatory Compliance Officer (Fintech)

Location: Singapore

Company

Support regulatory compliance across licensed entities and act as a key point of contact with regulators, auditors, and banking partners.

What you will do

• Serve as the primary contact for internal and external audits and banking partner inspections, coordinating evidence and drafting management responses.
• Conduct mock reviews, maintain issue tracking, and ensure audit findings and deficiencies are remediated on time.
• Project-manage regulatory change initiatives across business, product, and technology teams.
• Track MAS notices, guidelines, and circulars and brief senior management on operational and business impacts.
• Partner with Financial Crime Compliance on gap analyses, corrective action plans, and the enterprise-wide ML/TF risk assessment.
• Review new products and material business changes, manage partner and vendor due diligence, and oversee regulatory obligations and policy registers.

Requirements

• Bachelor’s degree in Law, Banking, Finance, Business, or a related field.
• 5+ years of regulatory compliance experience within a MAS-regulated financial institution, payment firm, bank, or audit/advisory firm.
• Deep understanding of the Payment Services Act and relevant MAS notices and guidelines, particularly AML/CFT, Technology Risk, Outsourcing, and Regulatory Reporting.
• Hands-on experience managing regulatory returns, implementing regulatory changes, and engaging directly with MAS.
• Experience driving regulatory implementation projects from gap analysis through rollout across business, product, and technology teams.
• Exceptional writing skills for preparing gap analyses, management papers, and regulatory responses for senior leadership.
• Strong organization and the ability to manage multiple concurrent deliverables while securing input from cross-functional peers without direct reporting lines.

Culture & Benefits

• Collaborative compliance team working as one unit with responsibilities allocated according to business needs.
• Focus areas may shift over time; the first-year focus is expected to include audit and inspection liaison, regulatory change, and partner due diligence.