AML Transaction Monitoring Analyst

Location: Remote - Americas

Company

hirify.global is a commerce platform supporting merchants in starting, running, and scaling their businesses, with payments and money-movement operations across the US, EU, UK, and beyond.

What you will do

• Own assigned AML alerts and cases from triage through investigation, disposition, escalation, and complete documentation.
• Produce evidence-based investigations and SAR referrals and narratives that are accurate, timely, and ready for review.
• Identify rule gaps, noisy alerts, emerging typologies, sanctions concerns, and other detection issues using case evidence.
• Complete defined projects such as rule backtesting and process automation, documenting findings and handing off completed work.
• Run and adjust queries, validate results against source data, measure throughput and case quality, and investigate discrepancies.
• Use approved AI tools to accelerate triage, research, and drafting while verifying outputs and following data-handling requirements; collaborate with Risk, Fraud, Support, and Legal partners.

Requirements

• Hands-on AML transaction-monitoring experience in a payments or money-movement business such as a bank, acquirer, processor, or fintech.
• Experience independently owning alerts and cases end to end, including investigation, disposition, documentation, and escalation.
• Working knowledge of AML requirements in the US, EU, or UK, including applicable SAR/STR processes, money-laundering typologies, sanctions screening and escalation, and CDD/EDD frameworks.
• Strong investigative writing, including evidence-based conclusions and SAR referrals and narratives requiring minimal substantive revision.
• Sound judgment about further investigation, playbook adherence, guidance, and escalation, with accountability for investigation quality and outcomes.
• Ability to run and adjust queries, interpret results, validate source data, and identify discrepancies.
• Habit of using AI tools while verifying their accuracy.
• Evidence-based creative problem-solving, strong organization and follow-through, case-queue management, project completion, clear communication, and effective collaboration.

Nice to have

• Experience with payment facilitators, e-money institutions, or wallet products.
• CAMS, ICA Diploma, or equivalent AML certification.
• Experience preparing case evidence for regulatory examinations, audits, or bank-partner reviews.
• Familiarity with Actimize, Verafin, Hummingbird, or in-house transaction-monitoring platforms.
• Experience backtesting detection rules or evaluating false positives.

Culture & Benefits

• Flexible vacation policy and remote-by-design work.
• Destination 90 allows work from almost anywhere in the world for up to 90 days per year.
• Home-office equipment support, including desk, chair, and AV gear.
• Health, dental, vision, disability, life insurance, or a monthly allowance depending on country; mental-health support is also available.
• Global fertility benefits, paid parental leave, and flexible compensation that may include cash, restricted share units, and stock options depending on location, role, and employment type.

Hiring process

• Submit a Life Story describing career themes, problems solved, challenges, decisions, and lessons learned.
• Complete an online assessment followed by a craft assessment.
• Participate in craft interviews, which may include technical deep dives, design critique, SQL dataset exploration, or collaborative problem-solving. An alternative application path may be available for candidates with extraordinary technical work.