Fraud Prevention Specialist (Fintech)

Location: Luxembourg, Luxembourg; hybrid with three days per week in-office—Tuesday and Thursday plus one day of choice—with the option to request extra remote time.

Company

hirify.global is building an accessible financial platform serving more than 6.5M users across payments, benefits, investing, and cards.

What you will do

• Monitor multi-channel transaction flows across Cards and SEPA Direct Debit, review real-time and ex-post alerts, and resolve suspicious activity.
• Analyse transaction behaviour, velocity patterns, SDD returns, and card chargebacks to identify emerging threats and vulnerabilities.
• Translate fraud insights into requirements and collaborate with Fraud Strategy to design, test, and calibrate monitoring rules.
• Prevent financial, scheme-compliance, and reputational losses through early intervention and manage negative-balance recovery and structured collection processes.
• Partner with Product on fraud controls and step-up authentication, balancing risk mitigation with user experience.
• Structure fraud-loss and transaction data, communicate insights and metrics, and perform forensic triage and escalation of complex fraud schemes.

Requirements

• 2–4 years of experience in fraud operations or transaction monitoring within fintech, digital banking, or payment processing.
• Solid understanding of card-processing flows, SEPA Direct Debit return cycles, and velocity or pattern monitoring.
• Proficiency in querying transactional datasets and identifying anomalies using analytics tools such as Looker, HEX, or SQL.
• Familiarity with negative-balance recovery, chargeback operations, or structured debt-collection workflows.
• Ability to apply fraud controls without introducing unnecessary user friction.
• Ability to synthesise complex fraud insights and transactional patterns into clear feedback for Strategy, Product, and Engineering teams.
• Resilience under high alert volumes, strong attention to detail, sound ethical judgment, and a proactive approach to emerging attack vectors.

Culture & Benefits

• Hybrid working policy with flexible working hours and unlimited PTO.
• Private insurance for employees and families, psychological support, and mental-health workshops.
• Stock Option Plan, meal vouchers, and relocation support when moving countries.
• Professional development programs, internal mobility, and language courses.
• Enhanced parental leave and additional leave for child sickness.
• Equal-opportunity workplace welcoming people of all backgrounds.