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13 дней назад

Portfolio Risk Analyst (FinTech)

Формат работы
onsite
Тип работы
fulltime
Английский
b2
Страна
Philippines
Вакансия из списка Hirify.GlobalВакансия из Hirify Global, списка международных tech-компаний
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Описание вакансии

Текст:
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TL;DR
Portfolio Risk Analyst (FinTech): Reviewing and optimizing loan portfolio quality through credit risk analysis, reporting, policy development, and stress testing with an accent on SQL, Python automation, and data-driven decision-making. Focus on identifying portfolio risks, modeling losses and profitability, automating monitoring processes, and coordinating decisions across product, collections, finance, and modeling teams.

Location: NCR - WCC, Philippines

Company

hirify.global operates GCash, a fintech platform focused on creating convenient financial solutions for Filipinos.

What you will do

  • Review loan portfolio and model quality consistently.
  • Plan, maintain, and oversee reports and dashboards for portfolio monitoring.
  • Design credit policy analyses and investigations covering eligibility, line management, profitability, losses, write-offs, and potential fraud.
  • Prepare financial projections, sensitivity analyses, and stress tests for assigned loan products.
  • Identify and escalate portfolio risks, recommend corrective actions, and support business goals while maintaining portfolio quality.
  • Work with product, business, collections, finance, modeling, management, and partner teams to drive key decisions.

Requirements

  • Bachelor’s degree in Mathematics, Statistics, Economics, Physics, Finance, or a related quantitative field.
  • Strong technical skills in SQL, Python, and data management or analytics tools.
  • Advanced SQL and data management skills.
  • Knowledge of credit risk and collections principles.
  • Experience applying data-driven decision frameworks to portfolio quality management.

Culture & Benefits

  • Career growth and development opportunities.
  • Dynamic and highly collaborative work environment.
  • Flexible compensation and benefits package.
  • Opportunity to contribute to financial solutions for the Philippines.

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