Senior Risk Analyst - Gopay Lending (Fintech)

Location: Jakarta, Indonesia; on-site

Company

hirify.global is a digital ecosystem in Indonesia providing mobility, delivery, payments, financial services, e-commerce, and technology solutions for consumers and merchants.

What you will do

• Monitor merchant risk metrics, identify trends, and provide actionable insights.
• Evaluate and optimize credit risk policies for merchant lending products.
• Use SQL and Python to analyze complex datasets and execute risk strategies through decision engines.
• Partner with cross-functional teams to support data-driven lending decisions.
• Build and maintain risk dashboards for accurate, real-time stakeholder reporting.
• Facilitate credit reviews and internal audits while driving process improvements within the Credit Risk team.

Requirements

• At least 3 years of experience in credit risk management.
• Strong analytical, problem-solving, organizational, and attention-to-detail skills.
• Understanding of credit risk principles and lending products.
• Experience with SQL, Python, Excel, or business intelligence tools.
• Strong communication and stakeholder management abilities.
• Ability to work independently and prioritize multiple tasks.

Culture & Benefits

• Permanent employment in an on-site role.
• Work within a Credit Risk function focused on balancing business growth with risk mitigation.
• Collaborate with teams across a broad digital ecosystem serving consumers, merchants, and financial-services users.