Risk Management Professional (Banking)

Location: Luxembourg

Company

hirify.global Europe S.A. is a fully licensed Luxembourg bank and a wholly owned subsidiary of Banco hirify.global S.A., serving Latin American and European capital markets.

What you will do

• Perform independent credit analysis for transactions, renewals and portfolio reviews, including borrower capacity, collateral, concentrations and risk mitigants.
• Monitor credit quality, liquidity, funding, market risk, IRRBB metrics, limits and early-warning indicators.
• Calculate, review and document IFRS 9 expected credit loss provisions and assess forward-looking scenarios.
• Evaluate derivatives and new products, challenging valuations, methodologies, limits, booking models and operational readiness.
• Prepare ALCO, senior management, board and regulatory reporting materials, including stress-testing and risk analysis.
• Maintain ICAAP, ILAAP, Recovery Plan and Risk Appetite Framework documentation and support audit and regulatory reviews.

Requirements

• 3–5 years of relevant risk management experience in a bank or regulated financial institution.
• Experience with EU prudential regulation, risk reporting, ICAAP, ILAAP and recovery planning.
• Strong analytical, writing, presentation and data management skills.
• Advanced Excel proficiency and practical experience with SQL or Python for reporting, control automation and process improvement.
• Proficiency in English is required.
• Ability to communicate clear risk conclusions and collaborate with Risk, Finance, Treasury, Front Office, IT and senior management.

Nice to have

• Master’s degree in finance, economics, mathematics or a related field.
• CFA, FRM or equivalent qualification.
• Experience with Regnology, WKFS, Avaloq or another risk and core banking platform.
• Knowledge of IFRS 9 expected credit loss methodology, liquidity risk, ALCO reporting, market risk and IRRBB.
• Experience in Luxembourg or another EU banking jurisdiction.

Culture & Benefits

• Work within a growing, regulated banking environment during an active risk infrastructure build-out.
• Collaborate across international banking, finance and capital-markets functions.
• Contribute to the implementation of Regnology for risk management and the Avaloq core banking environment.
• Support high-impact governance, regulatory and senior-management decision-making processes.