Fraud Strategy Specialist - Payment Risk (Fintech)

Location: Currently fully remote; future hybrid hubs in Mexico City, Guadalajara, Bogotá, Buenos Aires, Rio de Janeiro, and São Paulo

Company

hirify.global is a hyper-growth fintech building an AI-powered financial companion for Latinos in the United States, combining conversational interfaces with real-time infrastructure for remittances and other financial services.

What you will do

• Own fraud performance across cards, ACH, wires, and digital wallets.
• Diagnose fraud vectors and design durable product and action-based controls.
• Optimize friction using 3DS/SCA, holds, paused payments, dynamic friction, and product or UX changes.
• Partner with Product, Engineering, and Data Science to embed controls and improve fraud models.
• Design and analyze A/B tests to measure fraud reduction and conversion impact.
• Maintain decisioning logic in Sardine and Oscilar, retiring overlapping or ineffective rules.

Requirements

• Bachelor’s degree in a quantitative or related field, or equivalent practical experience.
• 4–6 years of experience in fraud or payment risk.
• Deep knowledge of cards, ACH and NACHA mechanics, wires, settlement timing, tokenized wallets, chargebacks, and 3DS/SCA.
• Advanced SQL and Python skills for independent analysis of large datasets.
• Experience designing and interpreting A/B tests and understanding machine-learning concepts for fraud detection.
• Advanced English and advanced or fluent Spanish required.

Nice to have

• Experience with BI tools such as Looker or Tableau.
• Experience working with payment fraud orchestration platforms.

Culture & Benefits

• Remote work model initially, with a planned transition to a hybrid, hub-centric setup.
• Initial stock options grant and annual performance bonus.
• Health, dental, and vision plans.
• Unlimited PTO and paid parental leave.
• Continuous learning and growth opportunities in an entrepreneurial environment.