Deputy MLRO (Fintech)

Location: Poland; fully remote

Company

Staffing and recruitment agency building teams for fast-growing fintech and iGaming companies.

What you will do

• Manage the full merchant risk lifecycle, including onboarding due diligence, ongoing monitoring, EDD reviews, escalations, and remediation.
• Prepare responses to Visa and Mastercard EDD and compliance requests, including VIRP, BRAM, TLD, and merchant monitoring cases.
• Analyze complex merchant cases involving MCC accuracy, transaction laundering, websites, traffic, and business model validation.
• Draft defensible arguments and remediation plans for payment schemes, sponsor banks, and commercial partners.
• Act as deputy to the MLRO on financial crime and AML matters, including SAR reviews, sanctions, PEP handling, and transaction monitoring oversight.
• Support merchant onboarding and underwriting with a balanced, risk-based approach.

Requirements

• Hands-on experience in acquiring risk, AML, financial crime, and compliance.
• Strong knowledge of the UK regulatory framework, including the FCA regime, and Visa and Mastercard scheme rules.
• Experience handling IPS EDD and compliance requests.
• Deep understanding of MCC classification, transaction laundering typologies, and high-risk business models.
• Ability to independently analyze complex merchant cases and draft remediation plans.
• English and Russian language skills required.

Nice to have

• Experience in fintech.

Culture & Benefits

• Fully remote work.
• Competitive salary aligned with experience.
• Collaborative and transparent team culture.
• High-impact role in a scaling fintech environment.
• Recognition of personal milestones and achievements.
• Social benefits.