Risk Data Scientist (Fintech)

Location: Milan, Italy

Salary: €45,000–€50,000 gross annual salary

Company

hirify.global is a fintech company developing BNPL and lending products in a fast-moving, technology-driven environment.

What you will do

• Develop, implement, and maintain credit risk and fraud models across the BNPL and lending portfolio.
• Build analytical tools and scalable BI dashboards to identify risk and loss drivers.
• Monitor approval rates, fraud and credit performance, recovery trends, and portfolio projections.
• Automate risk models and reporting for leadership and stakeholders.
• Partner with Finance, Payments, Product, and Risk teams on losses, profitability, pricing, provisioning, and risk-adjusted returns.
• Support risk governance through scenario analysis, stress testing, data integrity, and regulatory reporting.

Requirements

• Master’s degree in Finance, Economics, Statistics, Data Science, or a related field; an advanced degree is preferred.
• 4+ years of experience in risk management, data science, or risk modelling, preferably in fintech, BNPL, consumer lending, or advanced analytics consulting.
• Proven experience developing loss risk models and reporting processes.
• Proficiency in SQL, R, Python, and AI for analytical and modelling work.
• Strong analytical, problem-solving, communication, and ownership skills.
• Excellent written and verbal English is required.

Culture & Benefits

• International environment with significant daily challenges.
• Opportunities to work with technology leaders on products focused on user experience.
• Personalised support for professional growth and ownership of delivered products.
• Access to the latest technologies and encouragement to bring individual expertise to the role.

Hiring process

• Initial conversation with the Talent team.
• Interview with the Hiring Manager followed by a case study.
• Final conversation with the CEO.