Senior AFC Operations Specialist (Fintech)

TL;DR

Senior AFC Operations Specialist (Fintech): Managing and scaling anti-financial crime operations across transaction monitoring, customer screening, Source of Wealth reviews, investigations, and regulatory information requests with an accent on risk-based decision-making, operational controls, and audit-ready documentation. Focus on improving AFC workflows, strengthening monitoring setups, automating manual processes, and collaborating with Product, Engineering, Operations, and control functions in a regulated environment.

Location: Hybrid in Germany, with at least 4 days per month onsite at the Berlin office. Remote work from anywhere in the EU is permitted for up to 10 consecutive days at a time and up to 60 days per year as a workation benefit. Core hours are 12:00–16:00.

Company

hirify.global is a fintech company providing a Brokerage-as-a-Service platform through API-first infrastructure for banks, fintechs, and wealth managers.

What you will do

• Own daily AFC operations covering transaction monitoring, customer screening, Source of Wealth reviews, investigations, and regulatory information requests.
• Investigate suspicious customer activity and work with the Team Lead, MLRO, and Second Line of Defence on escalations and SAR-related documentation.
• Design and improve AFC controls, workflows, and work instructions across the customer lifecycle.
• Drive operational projects focused on transaction monitoring, automation, tooling, and control effectiveness.
• Collaborate with Product, Engineering, Operations, Banking, Investing, and external partners as an AFC subject-matter expert.
• Maintain precise, transparent, and audit-ready documentation for cases, processes, and decisions.

Requirements

• Substantial hands-on AFC Operations experience in financial services, including investigations, operational controls, and risk-based decisions.
• Practical experience preparing and submitting suspicious activity reports through goAML.
• Experience improving, automating, and scaling AFC processes across operational and technical stakeholders.
• Strong knowledge of German and European AML requirements, regulatory expectations, and industry practices.
• German at C2 level and English at C1 level.
• Hands-on ownership, structured problem-solving, and the ability to operate effectively in a changing regulatory environment.

Culture & Benefits

• Flexible working hours with shared core hours from 12:00 to 16:00.
• Hybrid work model with regular collaboration at the Berlin office.
• Mentorship, career development support, regular feedback, and an annual learning budget.
• Deutschlandticket sponsorship for employees on unlimited contracts.
• 50% discount on Beatvest financial education and investing services.
• EU workation option for up to 60 days per year, limited to 10 consecutive days at a time.