Regulatory Affairs Counsel (Mortgage)

TL;DR

Regulatory Affairs Counsel (Mortgage): Managing responses to federal and state regulatory examinations, audits, and information requests with an accent on mortgage lending compliance, examination preparedness, and remediation. Focus on evaluating regulatory requirements, coordinating documentation and data, tracking corrective actions, and advising stakeholders through complex examination lifecycles.

Location: Remote, United States

Company

A large distributed retail mortgage lender operating across all 50 states, Washington, D.C., and Puerto Rico, with more than 9,000 employees and over 700 branches.

What you will do

• Manage and coordinate responses to federal and state regulatory examinations, audits, and information requests.
• Research and evaluate federal and state requirements to support material regulatory compliance.
• Develop examination preparedness and remediation strategies with the Chief Compliance Officer.
• Gather, review, and organize documentation and data with business stakeholders.
• Track examination findings, corrective action plans, and remediation timelines through resolution.
• Update policies and procedures and report significant examination matters with recommendations to senior legal leadership.

Requirements

• At least 3 years of mortgage lending experience, including 1 year focused on regulatory examinations or audits.
• Experience supporting examinations by state regulators, the CFPB, or prudential regulators.
• Knowledge of consumer mortgage lending laws, including TILA/Regulation Z, RESPA, ECOA, HMDA, and state requirements.
• Experience with a loan origination system; Encompass experience is preferred.
• Strong communication, critical thinking, problem-solving, and regulatory analysis skills.
• Must be based in the United States for this remote role.

Culture & Benefits

• Entrepreneurial and transparent work environment with support across departments.
• Medical, dental, and vision coverage for eligible employees.
• 401(k) plan and company-provided short-term disability coverage.
• Employee assistance and wellness programs.
• Focus on employee engagement, professional growth, and career development.