updated 2 months ago
Regulatory Affairs Counsel (Mortgage Lending)
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Job description
Text:
TL;DR
Regulatory Affairs Counsel (Mortgage Lending): Managing federal and state regulatory examinations, audits, inquiries, and remediation for a distributed mortgage lender with an accent on examination response coordination, compliance research, and mortgage lending regulations. Focus on organizing responsive documentation, tracking corrective action plans, updating policies, and solving complex regulatory compliance issues across jurisdictions.
Location: Remote, United States
Company
is a large distributed retail mortgage lender with more than 9,000 employees, over 700 branches, and loan servicing across all 50 states, Washington, D.C., and Puerto Rico.
What you will do
- Manage and coordinate responses to federal and state regulatory examinations, audits, and information requests.
- Research and evaluate regulatory requirements to support material compliance across the business.
- Partner with the Chief Compliance Officer on examination preparedness and remediation strategies.
- Gather, review, and organize documentation and data with business stakeholders.
- Track examination findings, corrective action plans, and remediation timelines.
- Develop and update policies and procedures in response to regulatory changes and examination feedback.
Requirements
- At least 3 years of mortgage lending experience, including 1 year focused on regulatory examinations or audits.
- Experience supporting examinations by state regulators, the CFPB, or prudential regulators.
- Knowledge of consumer mortgage lending laws and regulations, including TILA/Reg Z, RESPA, ECOA, HMDA, and state requirements.
- Experience with a loan origination system; Encompass experience is preferred.
- Strong communication, critical-thinking, problem-solving, and regulatory navigation skills.
Culture & Benefits
- Remote work within the United States.
- Medical, dental, and vision coverage for eligible employees.
- 401(k) plan and company-provided short-term disability coverage.
- Employee assistance and wellness programs.
- Culture focused on employee engagement, transparency, support, and professional growth.
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