Эта вакансия в архиве
Посмотреть похожие вакансии ↓обновлено 20 дней назад
Risk & Compliance Officer (Fintech)
Описание вакансии
Текст:
TL;DR
Risk & Compliance Officer (Fintech): Maintaining and testing a second-line risk and compliance framework for a non-bank property lender with an accent on regulatory monitoring, operational risk, breaches, incidents, and AML/CTF oversight. Focus on translating Australian credit obligations into practical controls, preparing Risk Council and Board reporting, and tracking remediation across lending operations.
Location: Sydney, Australia; hybrid
Company
is a non-bank fintech lender providing digital property finance, including its Buy Now, Sell Later solution.
What you will do
- Maintain and improve the compliance obligations register and deliver monitoring and testing across credit origination, servicing, collections, and hardship processes.
- Manage breach, incident, complaint, and AFCA-related processes, including root cause analysis, remediation tracking, and reportable-situation assessments.
- Support the AML/CTF Program, customer due diligence oversight, transaction monitoring, AUSTRAC reporting, and independent review coordination.
- Maintain compliance policies and support the Risk Management Framework, operational risk register, control testing, and third-party risk oversight.
- Prepare risk papers and reporting for the Risk Council and Board, highlighting material risks, trends, control weaknesses, and overdue remediation.
- Deliver role-based compliance training and advise Credit Operations, Sales, and Customer Care teams on regulatory obligations.
Requirements
- 5+ years of experience in compliance, risk, or regulatory roles within consumer lending, non-bank lending, or financial services.
- Working knowledge of the NCCP Act, ASIC Regulatory Guides, AML/CTF Act, and Privacy Act as they apply to credit providers.
- Experience with breach and incident management, complaints handling, AFCA processes, operational risk, controls, remediation, and emerging risks.
- Experience supporting risk governance forums and preparing concise reporting for senior management or Board-level audiences.
- Strong analytical and written communication skills, with the ability to translate regulatory obligations into practical controls.
- Collaborative and pragmatic approach, with the ability to maintain second-line independence in a lean, fast-paced environment.
Culture & Benefits
- Hybrid work environment with slick offices.
- Two weeks of remote work from a location of choice each year.
- Birthday leave and one additional paid day for life events, celebrations, or a mental health reset.
- Professional development opportunities and internal learning initiatives.
- Social events throughout the year.