Chief Risk Officer (Fintech)

TL;DR

Chief Risk Officer (Fintech): Leading the development and execution of an enterprise-wide risk management framework for an international Electronic Money Institution with an accent on regulatory compliance and financial integrity. Focus on overseeing operational, liquidity, and fraud risks while ensuring alignment with EMI regulatory standards.

Location: Cyprus

Company

An international Electronic Money Institution providing multi-currency business accounts, payment processing, and corporate card issuing services.

What you will do

• Develop, implement, and maintain the enterprise-wide risk management framework aligned with strategic objectives.
• Oversee financial, operational, regulatory, liquidity, fraud, cybersecurity, and third-party risk management.
• Serve as the second line of defense, providing independent oversight and reporting to the Board of Directors.
• Ensure full compliance with regulatory expectations applicable to Electronic Money Institutions (EMI).
• Manage risk policies, KRIs, risk assessments, incident management, and business continuity planning.
• Collaborate with Compliance, AML, Finance, Product, and Engineering teams to integrate risk management into business processes.

Requirements

• 8+ years of progressive experience in Risk Management within fintech, banking, or regulated financial institutions.
• Proven experience in an EMI, Payment Institution (PI), or banking environment.
• Deep knowledge of enterprise risk, operational risk, liquidity risk, and governance frameworks.
• Experience interacting with financial regulators, external auditors, and Board-level committees.
• Languages: English and Russian required.
• Location: Must be based in Cyprus.

Culture & Benefits

• Competitive salary aligned with professional experience.
• Collaborative and transparent team culture.
• High-impact role within a scaling fintech company.
• Social benefits and recognition of personal achievements.