CTO (Fintech)

TL;DR

CTO (Fintech): Leading the full technology function to scale a profitable pan-European financial services platform with an accent on AI integration and international expansion. Focus on balancing business trade-offs, technical architecture, and scaling the engineering organization from scrappy to structured.

Location: Based in Stockholm (non-negotiable)

Company

A profitable, regulated fintech company helping people manage debt and achieve financial stability across Europe.

What you will do

• Own the full technology function, setting strategic direction and building the team.
• Bridge the gap between technical decisions and business value to drive customer behavior and product experience.
• Lead international expansion and navigate regulatory requirements across the EU.
• Integrate frontier AI models into internal tooling and engineering workflows.
• Manage technical trade-offs between speed and quality while maintaining architectural integrity.

Requirements

• Proven experience in a leadership team managing other leaders and scaling an organization.
• Experience scaling a modern B2C product company within fintech, lending, or payments.
• Deep understanding of regulated financial environments and risk management.
• Genuine passion for and practical experience building with AI.
• Must be based in Stockholm.

Culture & Benefits

• Small, high-impact team culture that values exceptional work and trust.
• AI-driven approach across engineering, analytics, and product development.
• Competitive salary and meaningful equity (real skin in the game).
• Opportunity to shape a pan-European company with a 2030 ambition.