Data Analyst (Financial Crime)

TL;DR

Data Analyst (Financial Crime) (SQL/Fintech): Developing and optimizing financial crime detection rules and monitoring transaction data to identify risk patterns with an accent on complex SQL query authorship and end-to-end rule ownership. Focus on building detection logic from scratch, analyzing SMB transaction data, and mitigating AML risks.

Location: Hybrid in London (3 days per week in office)

Company

A profitable financial platform providing business credit cards, spend management, and savings products for small businesses.

What you will do

• Write complex SQL queries to interrogate transaction and customer data to identify anomalies and risk patterns.
• Design and build financial crime detection rules from scratch and iterate based on real-world performance.
• Own the full lifecycle of detection rules, from spotting gaps to building and monitoring fixes.
• Analyze lending and card data to understand customer behavior and product-specific crime risks.
• Collaborate with Compliance, Risk, and Product teams to embed financial crime controls at the product layer.
• Support investigation and escalation workflows, contributing to SAR decisions.

Requirements

• Strong data analyst background in a fintech or digital lending environment.
• Advanced SQL skills, including proficiency with CTEs and window functions.
• Proven experience owning analytical problems end-to-end through to deployment.
• Ability to work independently in a small, fast-moving team with ambiguous problems.
• Location: Must be based in or able to commute to London for 3 days of office work per week.

Nice to have

• Knowledge of AML typologies such as layering, structuring, or mule account detection.
• Exposure to Sanctions or PEPs screening.
• Experience with transaction monitoring platforms like Actimize, Napier, or ComplyAdvantage.
• Experience with SAR production and regulated financial crime reporting.
• Proficiency in Python or R for advanced analysis.

Culture & Benefits

• Private Healthcare including dental and opticians via Vitality, plus worldwide travel insurance.
• Financial perks including a salary sacrifice pension scheme (up to 7% match) and anniversary rewards.
• Generous time off with 28 days holiday plus bank holidays and a 4-week fully paid sabbatical.
• Wellness support via an annual Learning and Wellbeing Budget and 6 free therapy sessions per year.
• Dog-friendly office environment featuring a pool table, arcade machine, and free drinks and snacks.