Analyst II, Credit Risk Analytics (Fintech)

TL;DR

Analyst II, Credit Risk Analytics (Fintech): Developing and optimizing credit risk strategies and monitoring portfolio performance with an accent on data-driven insights and cross-functional collaboration. Focus on building effective monitoring frameworks, analyzing underwriting trends, and mitigating risk to support sustainable business growth.

Location: Must be based in the US

Salary: $124,000–$190,000

Company

hirify.global is a fintech company focused on providing transparent credit solutions for consumers without hidden fees or compounding interest.

What you will do

• Leverage advanced data analytics to derive insights and optimize credit strategies.
• Perform portfolio analytics including trend investigations and attribution analysis.
• Partner with Machine Learning and Engineering teams to build effective monitoring and risk capabilities.
• Monitor portfolio and macroeconomic trends impacting loan performance.
• Drive adjustments to underwriting and marketing strategies to mitigate risk.
• Contribute to the enhancement of the end-to-end portfolio management monitoring framework.

Requirements

• 3-5 years of work experience as a data analyst
• Extensive experience with SQL and Python
• Strong ability to collaborate and influence across different organizational teams
• Experience in consumer credit risk management is strongly preferred
• Excellent communication skills for both technical and non-technical audiences
• Must be based in the USA

Culture & Benefits

• 100% subsidized medical coverage, dental and vision for employees and dependents.
• Generous flexible spending wallets for technology, food, lifestyle, and family-forming expenses.
• Competitive vacation and holiday schedules.
• Employee stock purchase plan (ESPP).
• Remote-first work environment.