TL;DR

LATAM Lending Solution Manager (Fintech): Leading the planning and design of credit products such as BNPL, personal credit, and merchant finance, covering both C-side and B-side scenarios, and formulate product roadmaps with an accent on Latin America Market Special Project: Design localization credit products (such as Brazilian Pix installment payment) for Brazil or Mexico, adapting to local payment habits and user preferences. Focus on connecting with LaaS, suppliers, banks, and local fintech companies, design cooperation models, and optimize capital costs.

Location: Sao Paulo

Company

%hirify_global%'s mission is to inspire creativity and enrich life.

What you will do

Lead the planning and design of credit products such as BNPL, personal credit, and merchant finance, covering both C-side (BNPL, credit loans, revolving loans) and B-side (merchant loans, early collection) scenarios, and formulate product roadmaps.
Design localization credit products (such as Brazilian Pix installment payment) for Brazil or Mexico, adapting to local payment habits and user preferences.
Design the core processes of registration - credit - credit utilization - repayment, as well as the interaction logic with partners, to ensure compliance with user experience and business objectives.
Optimize the product architecture to meet local standards by integrating local license rules and regulatory requirements.
Identify user pain points, combine with competing product analysis to output solutions, and write PRD documents with prototype diagrams.
Track core indicators such as traffic, full-process conversion rate, credit approval rate, and overdue rate, optimize product strategies through A/B testing, and expand business scale.

Requirements

Bachelor's degree or above, majors in fintech, computer science, etc. preferred.
More than 5 years of experience in credit products within internet finance, having led full cycles of consumer loans or merchant finance; cross-functional experience in operations, risk, and strategy preferred.
Proficient in the entire credit process and risk control logic, capable of designing cooperation mechanisms for the capital side.
Proficient in using Axure/Sketch, and skilled in using SQL/Python to analyze user behavior and business data.
Over 1 year of experience in credit products in Brazil/Mexico, having led the local implementation of BNPL or e-commerce installment products;
Ensure product compliance with regulatory requirements in Latin America (Brazil's LGPD, Mexico's Data Protection Law), and promote the completion of local qualification filings.

Culture & Benefits

Our innovative products are built to help people authentically express themselves, discover and connect – and our global, diverse teams make that possible.
We strive to do great things with great people.
We lead with curiosity, humility, and a desire to make impact in a rapidly growing tech company.
%hirify_global% is committed to creating an inclusive space where employees are valued for their skills, experiences, and unique perspectives.

Latam Lending Solution Manager (Fintech)