Business Analyst (Credit Risk)

TL;DR

Business Analyst (Credit Risk): Developing and refining data-driven credit policies and strategies to manage global credit portfolios with an accent on underwriting criteria, risk mitigation, and portfolio health monitoring. Focus on leveraging statistical methods, credit risk models, and data analytics to drive business strategies and improve new customer originations.

Location: This role is based out of Mexico City, Mexico, and is a full-time hybrid position requiring office attendance in Roma Norte (2–3 days/week).

Company

hirify.global is a groundbreaking financial operating system built for global businesses that provides corporate cards, cross-border payments, and spend management software within one unified platform.

What you will do

• Develop data-driven credit policies and business strategies, leveraging external and internal performance data.
• Minimize credit loss by developing and implementing appropriate processes and procedures to identify and mitigate high-risk customers.
• Contribute to the advancement of data and analytics frameworks to improve processing, underwriting, tracking, and risk management.
• Design and execute data-driven analyses to enhance insights on credit risk for individual clients and the portfolio.
• Leverage predictive statistical methodologies and partner with data scientists to build and optimize credit risk models.
• Improve credit monitoring and governance by building dashboards, enhancing reporting, and refining risk rating practices.

Requirements

• 2+ years in analytics within credit risk management.
• Fluent in English (internal communication language for a global company).
• Proficiency in SQL and Excel.
• Experience using Python or R for data analysis and statistical modeling (regression, clustering, etc.).
• Ability to translate complex data and model results into actionable business strategies.

Nice to have

• Experience in commercial credit risk, specifically within credit cards, payments, or lending.
• Experience utilizing alternative data sources.
• Experience in architecting, implementing, and interpreting risk/scoring models.
• Experience in high growth startups.
• Experience with visualization tools such as Tableau.
• Experience building complex financial products and models.

Culture & Benefits

• Work for a pioneering financial operating system focused on global businesses.
• Opportunity to work with cutting-edge financial technology and exceptional team expertise.
• Join a rapidly growing, Y Combinator-backed startup.
• Collaborate with a team shaping the business financial landscape across 20+ countries.