Risk Manager (Credit & AML)

TL;DR

Risk Manager (Credit & AML): Leading a small team to manage critical risk processes with an accent on anti-money laundering and credit risk processes, regulatory compliance, and decision-making. Focus on conducting in-depth investigations, setting robust standards, and continuously improving efficiency and scalability.

Location: Hybrid (Stockholm, Sweden, 4 days a week in office). No relocation support is offered for this position.

Company

hirify.global is a fintech company aiming to improve financial well-being by lowering interest rates and removing fees, operating in Sweden, Norway, Finland, and Germany with a recently obtained banking license.

What you will do

• Lead and actively participate in investigations of transaction monitoring alerts, sanctions, and Enhanced Due Diligence (EDD) cases.
• Define and continuously update AML standards, processes, and the Business-Wide Risk Assessment (BWRA).
• Make complex manual credit underwriting decisions with the mandate to take all types of credit decisions.
• Lead, coach, and mentor your team, setting structure, priorities, and clear ways of working.
• Collaborate closely with Analytics, Operations, Product, and Legal/Compliance teams.
• Actively prepare the organization for upcoming EU-level AML regulation.

Requirements

• Solid experience working with AML within a financial institution.
• Strong understanding of how AML frameworks, governance, and Business Wide Risk Assessment are structured.
• Experience working with credit risk, preferably within private consumer lending.
• Experience leading work and mentoring others.
• Strong written and spoken English.
• Ability to work hands-on while also setting structure and standards.

Nice to have

• Formal people management experience.
• Experience working with fraud investigations.
• Familiarity with data, SQL, or analytics tooling.

Culture & Benefits

• Be part of a team driven by purpose, curiosity, and a shared ambition to make a difference.
• Engage in a challenging and rewarding journey that will sharpen your skills and expand your creativity.
• Work on meaningful projects in a centrally-located Stockholm office.
• Enjoy competitive compensation and extra time off on your birthday.
• Benefit from a hybrid work model, with 4 days a week in the office to foster collaboration and creativity.