TL;DR

Risk Manager (Credit & AML): Leading a small team to manage critical risk processes with an accent on anti-money laundering and credit risk processes, regulatory compliance, and decision-making. Focus on conducting in-depth investigations, setting robust standards, and continuously improving efficiency and scalability.

Location: Hybrid (Stockholm, Sweden, 4 days a week in office). No relocation support is offered for this position.

Company

%hirify_global% is a fintech company aiming to improve financial well-being by lowering interest rates and removing fees, operating in Sweden, Norway, Finland, and Germany with a recently obtained banking license.

What you will do

Lead and actively participate in investigations of transaction monitoring alerts, sanctions, and Enhanced Due Diligence (EDD) cases.
Define and continuously update AML standards, processes, and the Business-Wide Risk Assessment (BWRA).
Make complex manual credit underwriting decisions with the mandate to take all types of credit decisions.
Lead, coach, and mentor your team, setting structure, priorities, and clear ways of working.
Collaborate closely with Analytics, Operations, Product, and Legal/Compliance teams.
Actively prepare the organization for upcoming EU-level AML regulation.

Requirements

Solid experience working with AML within a financial institution.
Strong understanding of how AML frameworks, governance, and Business Wide Risk Assessment are structured.
Experience working with credit risk, preferably within private consumer lending.
Experience leading work and mentoring others.
Strong written and spoken English.
Ability to work hands-on while also setting structure and standards.

Nice to have

Formal people management experience.
Experience working with fraud investigations.
Familiarity with data, SQL, or analytics tooling.

Culture & Benefits

Be part of a team driven by purpose, curiosity, and a shared ambition to make a difference.
Engage in a challenging and rewarding journey that will sharpen your skills and expand your creativity.
Work on meaningful projects in a centrally-located Stockholm office.
Enjoy competitive compensation and extra time off on your birthday.
Benefit from a hybrid work model, with 4 days a week in the office to foster collaboration and creativity.