Credit Risk Oversight Manager

TL;DR

Credit Risk Oversight Manager (Finance): Providing independent assurance and oversight of credit risk across lending products including underwriting, portfolio management, affordability, and collections. Focus on analysing credit strategies, delivering insights, and supporting risk frameworks to ensure safe growth of lending portfolios.

Location: Hybrid in London office or Remote (UK)

Salary: £55,000 to £77,000 + stock options

Company

hirify.global is a UK-based fintech company focused on revolutionising banking by making money work for everyone through innovative personal and business financial products.

What you will do

• Provide ongoing oversight and analysis of credit risk performance and monitoring metrics.
• Partner with first line teams to support credit strategy changes and new product launches.
• Deliver independent challenge and insights on credit decisioning and strategies.
• Lead second line assurance work and thematic reviews.
• Collaborate with model validation and development teams on credit risk models.
• Support maintenance and embedding of the Credit Risk Framework within the business.

Requirements

• Location: Must be based in the UK or able to work remotely within the UK
• Strong background in credit risk management in consumer or small business lending, especially unsecured and revolving products.
• Proven analytical skills with experience in SQL and data visualization tools.
• Experience with scorecards and NPV models for credit decision strategies.
• Clear communication skills to explain complex issues to non-experts.
• Self-starter mindset with ability to provide effective challenge and build relationships.

Nice to have

• Experience with Looker, PowerBI, or Tableau.
• Passion for fintech and technology innovation.

Culture & Benefits

• Flexible working hours with hybrid or fully remote options within the UK.
• Learning budget of £1,000 annually for training and conferences.
• Stock options and competitive salary package.
• Inclusive and diverse work environment.

Hiring process

• Recruiter call (30 minutes).
• Initial call (30 minutes).
• Take home task.
• Final stage with three interviews: case study, role-specific, and collaboration interviews.