TL;DR

Senior Data Scientist (Fintech): Developing %hirify_global%'s industry-leading solution for assessing repayment risk in Earned Wage Access (EWA) with an accent on improving predictive accuracy and identifying new behavioral signals. Focus on building scalable data pipelines and continuously monitoring production model performance to optimize outcomes for partners and end users.

Location: Hybrid in San Francisco

Salary: $174,000 - $260,400 a year

Company

%hirify_global% powers the tools millions of people rely on to live a healthier financial life, working with thousands of companies to make it easy for people to connect their financial accounts to the apps and services they want to use.

What you will do

Shape %hirify_global%’s first repayment risk framework for earned wage access, setting a new industry standard.
Analyze transaction and balance data to uncover new repayment risk signals.
Partner with customers to design repayment strategies and demonstrate real-world impact.
Experiment with new modeling approaches tailored for short-term liquidity and repayment behavior.
Build dashboards and monitoring frameworks that bring transparency to repayment risk and model performance.
Collaborate across product, engineering, and data teams to scale %hirify_global%’s EWA risk solutions.

Requirements

5+ years of experience in applied analytics, decision science, or risk modeling within credit, lending, or payments.
Strong ability to analyze and interpret large-scale financial datasets to generate insights.
Proficiency in SQL, Python, and data visualization/analysis tools.
Experience in model performance evaluation, monitoring, and feature development for credit or risk models.
Ability to partner with customers and internal stakeholders to translate data insights into repayment strategies and product improvements.
A track record of owning projects end-to-end and driving measurable business or customer impact.

Nice to have

Familiarity with financial services, fintech, or EWA/payroll products.
Advanced degree in Statistics, Economics, Mathematics, Data Science, or a related field.

Culture & Benefits

%hirify_global% is proud to be an equal opportunity employer and values diversity.
Committed to providing reasonable accommodations for candidates with disabilities.