Manager, Payments/Scheme Economics (Fintech)

Location: Singapore; onsite five days a week

Company

Airwallex provides an AI-native financial operating system and regulated global payments infrastructure for businesses and financial-product platforms.

What you will do

• Own analysis of scheme fees, interchange, network rules, and payment costs across markets, products, payment methods, and transaction types.
• Maintain fee tables, eligibility criteria, transaction-level logic, interchange configurations, and BIN-based rules with Product and Engineering.
• Build economic models and reporting to identify margin drivers, anomalies, leakage, and payment-cost optimization opportunities.
• Support transaction qualification, BIN routing, pricing, product design, market launches, and commercial decisions.
• Strengthen governance, testing, reconciliation, and controls by comparing expected costs with actual network charges.
• Partner with Finance, Product, Engineering, Data, Operations, and external payment networks to resolve pricing and rule-related issues.

Requirements

• Experience in payments, acquiring, issuing, card networks, payment infrastructure, or a related role, ideally in a global PSP, acquirer, scheme, issuer, or fintech.
• Strong knowledge of card-payment economics, especially Visa and Mastercard interchange, scheme fees, transaction qualification, and network rules.
• Experience translating payment rules, fee schedules, or network requirements into system logic, configurations, and controls.
• Experience with payment-cost systems or controls, including interchange tables, scheme-fee logic, BIN-based rules, transaction attributes, or similar configurations.
• Strong analytical and quantitative skills, including transaction-level data analysis, economic modelling, and reconciliation of expected versus actual payment costs.
• Commercial judgment and the ability to connect payment mechanics with pricing, product decisions, and margin optimization.
• Exceptional attention to detail, ownership, and discipline when managing complex rules with significant financial impact.
• Strong cross-functional execution across Product, Engineering, Finance, Data, Operations, and external payment partners.

Nice to have

• Direct experience partnering with Visa, Mastercard, or other payment networks.
• Experience applying AI or advanced analytics to rule interpretation, anomaly detection, or payment-cost optimization.

Culture & Benefits

• Full-time employment based in the Singapore office five days per week.
• Ownership, direct communication, and action-oriented problem solving are valued.
• The role operates in a regulated fintech environment with cross-functional collaboration and first-principles thinking.

Hiring process

• Apply through the official Airwallex careers site or official LinkedIn page.
• Official recruitment communication comes from an @airwallex.com email address; unsolicited recruiter submissions are not accepted.
• Airwallex will not request bank details, sensitive identification numbers, or payment during recruitment.