mcp/api
Plus
Включить Plus
Назад
Company hidden
9 дней назад

Chief Credit Officer (Kreditchef)

Формат работы
hybrid
Тип работы
fulltime
Грейд
c_level
Английский
c1
Страна
Sweden
Вакансия из списка Hirify.GlobalВакансия из Hirify Global, списка международных tech-компаний
Для мэтча и отклика нужен Plus

Мэтч & Сопровод

Для мэтча с этой вакансией нужен Plus

Описание вакансии

Текст:
/
TL;DR
Chief Credit Officer (Kreditchef) (Consumer Credit/AI): Building a Swedish lending business from the ground up, including credit strategy, automated underwriting, explainable AI decision engines, risk models, governance, and collections with an accent on responsible consumer lending and regulatory compliance. Focus on designing scorecards and decision flows, developing PD/LGD and IFRS 9 models, chairing the Credit Committee, and building the credit function at C-level.

Location: Hybrid, based in Helsingborg or Stockholm, Sweden; some travel within the Nordics.

Company

An established Swedish loan brokerage is expanding into a regulated credit market company with its own lending and deposit products, supported by long-standing lender relationships and existing compliance, risk, and operations capabilities.

What you will do

  • Define the credit strategy, affordability assessment, lending terms, pricing, and board-approved credit policy.
  • Build an automated underwriting decision engine and its data foundation, using explainable AI suitable for Finansinspektionen supervision.
  • Develop credit risk models including PD, LGD, scorecards, early-warning processes, collections strategy, and IFRS 9 expected credit loss modelling.
  • Chair the Credit Committee, shape the credit risk appetite for board approval, and own credit governance.
  • Build the credit team and contribute as an early member of the management team reporting to the CEO.

Requirements

  • 5+ years of experience in consumer credit risk, credit analytics, or data science applied to lending at a regulated lender.
  • Experience building and launching a credit policy, scorecard, or decision engine.
  • Strong hands-on capability with data, credit decisions, AI, and machine learning.
  • Ability to create explainable models that can be used and defended with financial supervisors.
  • Solid knowledge of Nordic consumer credit, ideally Swedish.
  • Fluent Swedish and English.
  • Ability to work at C-level and build the credit function hands-on during the first year.

Nice to have

  • Experience with Swedish unsecured consumer lending.
  • Experience building a lender from an early or initial build phase.

Culture & Benefits

  • Founder-level freedom to build the lending business within an established company.
  • C-level mandate in a small senior management team with short decision paths.
  • Competitive salary and benefits.
  • Full-time, permanent employment with some travel within the Nordics.

Hiring process

  • Submit a CV and a short note of up to approximately half a page describing one credit project you built, including the problem, your personal contribution, the outcome, and what you would do differently today.
  • Do not include confidential employer data; candidates are interviewed continuously and the first conversation will focus on the submitted project.

Будьте осторожны

Если работодатель просит войти в их систему, используя iCloud/Google, прислать код/пароль, запустить код/ПО, не делайте этого. Это мошенники. Обязательно жмите «Пожаловаться» или пишите в поддержку. Подробнее в гайде →

Categories

AI jobs