Risk Analyst (Fintech)

Location: Milan, Italy

Salary: €32,000–€44,000 gross annual salary

Company

hirify.global is a European fintech company developing technology-driven payment and subscription products.

What you will do

• Own the end-to-end risk framework for subscription products, including eligibility criteria, decisioning logic, and supporting data signals.
• Partner with the Subscription team and collaborate with product, engineering, compliance, legal, finance, data, and customer support.
• Implement and maintain rules in the decisioning engine and document their expected impact.
• Build reporting on approval rates, losses, and fraud, then use the findings to improve product performance.
• Monitor and investigate fraud patterns, develop detection logic, and coordinate with external fraud and identity data providers.
• Conduct post-implementation analysis of significant changes and communicate recommendations to product stakeholders and risk leadership.

Requirements

• Bachelor’s or Master’s degree in Economics, Statistics, Engineering, Data Science, or a related field.
• At least 2 years of experience in risk, fraud, credit decisioning, payments, or a comparable analytical role, preferably in fintech, BNPL, or consumer lending.
• Proficiency in SQL and the ability to work independently in a data warehouse.
• Sound judgment, strong analytical discipline, attention to detail, and ownership of deliverables.
• Genuine interest in both credit and fraud, with the ability to explain risk decisions to product and compliance stakeholders.
• Excellent written and verbal English at B2–C1 level is required.

Nice to have

• Python experience.
• Exposure to card, subscription, or account-based products.
• Experience with a rules or decision engine in production.
• Familiarity with external fraud and identity data providers.
• Italian language skills.

Culture & Benefits

• Fast-moving, technology-driven environment focused on innovation, ownership, critical thinking, and continuous learning.
• International environment with challenging fintech problems.
• Opportunities to work with experienced technology and industry leaders.
• Personalized support for professional growth and product ownership.
• Access to modern technologies and encouragement to contribute ideas.

Hiring process

• Initial conversation with the Talent team.
• Interview with the Hiring Manager followed by a case study assessing technical skills.
• Final conversation with the CEO.