Data Scientist (Fintech Risk Analytics & Modelling)

Location: Jakarta, Indonesia

Company

hirify.global supports lending operations through risk analytics, portfolio monitoring, and credit decision improvements.

What you will do

• Monitor portfolio risk metrics and proactively identify anomalies and emerging trends.
• Perform root cause analysis to determine why risk indicators deteriorate, including investigating suspicious behavioral patterns.
• Translate analytical findings into concrete credit recommendations and implement adjustments.
• Build and maintain SQL-based features, analyses, and monitoring dashboards.
• Evaluate models occasionally to support credit scoring improvements.
• Collaborate with business, product, engineering, and data science teams to improve portfolio quality while balancing risk control and growth.

Requirements

• Bachelor's degree or fresh graduate status in an analytical or quantitative discipline such as mathematics, statistics, engineering, or computer science; other disciplines may also be considered.
• Hands-on experience with Python, SQL, and MS Excel for statistical and data analysis.
• Comfort working with large tabular datasets to detect trends and anomalies.
• Strong communication, problem-solving, independent learning, and project ownership skills.
• Ability to communicate analytical findings as actionable recommendations and collaborate effectively in a team.

Nice to have

• Exposure to credit scoring modelling concepts.

Culture & Benefits

• Work in a fast-paced environment with a strong team of data scientists.
• Access robust data infrastructure for financial and portfolio analysis.
• Partner cross-functionally with business, product, and engineering teams.