12 дней назад
Field Credit Officer (Fintech)
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Field Credit Officer (Fintech): Onboarding and managing businesses accessing credit products in Abia, with an accent on credit risk assessment, loan portfolio growth, and repayment monitoring. Focus on evaluating borrower businesses through physical visits, analyzing capacity, character, and capital, and maintaining profitable, performing loan portfolios.
Location: Onsite in Abia, Nigeria; candidates must be resident in Ohafia, Osisioma, Abia North, or Abia Central.
Company
is an African fintech providing business accounts and credit products to businesses and individuals.
What you will do
- Identify and onboard viable businesses within the assigned geographical area.
- Engage customers to increase business account usage and eligibility for credit products.
- Review, analyze, and approve or decline loan requests using available business and financial data.
- Visit prospective borrowers’ business premises to assess records, inventory, and turnover.
- Monitor active loan portfolios, account usage, and repayment performance.
- Achieve gross loan portfolio and profitability targets while minimizing defaults.
Requirements
- Must be resident in Abia, specifically Ohafia, Osisioma, Abia North, or Abia Central.
- Minimum OND in a business-related discipline.
- At least 2 years of sales experience for credit products in a financial institution.
- Demonstrable knowledge of credit risk analysis.
- Strong attention to detail, analytical ability, communication, presentation, and interpersonal skills.
- Agility and perseverance in field-based credit and portfolio management.
Nice to have
- Knowledge of financial analysis.
Culture & Benefits
- Competitive compensation and benefits.
- Career growth opportunities.
- Opportunity to contribute to business growth across Africa.
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