15 дней назад
Portfolio Analyst (Fintech)
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Portfolio Analyst (Fintech): Analysing consumer lending portfolio performance and building automated Tableau dashboards with an accent on credit risk metrics, vintage analysis, and lending-funnel monitoring. Focus on identifying emerging portfolio risks, evaluating credit-policy impacts, and translating large datasets into actionable recommendations.
Location: Lagos, Nigeria; hybrid workplace
Company
is a mobile banking and fintech platform providing credit, current accounts, savings accounts, debit cards, and POS solutions for emerging markets, primarily in Nigeria.
What you will do
- Monitor applications, approvals, disbursements, repayments, delinquency, collections, recoveries, and portfolio performance.
- Analyse portfolio vintages, risk metrics, customer segments, products, loan terms, pricing, and acquisition channels.
- Build, automate, and maintain Tableau dashboards and recurring risk reports.
- Evaluate changes to credit rules, limits, pricing, underwriting, and product strategies through cohort and policy-impact analysis.
- Identify emerging risks, investigate root causes, and recommend portfolio interventions.
- Collaborate with Product, Data and BI, Engineering, Underwriting, and Collections teams on data quality and reporting.
Requirements
- Bachelor’s degree in Finance, Economics, Statistics, Mathematics, Computer Science, Engineering, or a related discipline.
- At least 3 years of relevant experience in consumer lending, fintech, retail credit, portfolio risk, or credit analytics.
- Experience analysing the full lending lifecycle from application and underwriting through repayment, delinquency, and collections.
- Hands-on experience building and maintaining Tableau dashboards.
- Strong SQL and data-analysis skills, with required proficiency in Excel.
- Understanding of consumer credit risk, portfolio monitoring, vintage analysis, PAR, DPD, roll rates, cure rates, defaults, recoveries, and loss trends.
Nice to have
- Experience analysing credit bureau data and affordability, income, or salary-verification signals.
- Experience with Python or another analytical language.
Culture & Benefits
- Multicultural workforce representing more than 27 nationalities.
- Private health insurance.
- Performance bonus and pension plan.
- Training and development opportunities.
Hiring process
- 30-minute screening call with a recruitment team member.
- Technical interview with the hiring manager lasting 30–60 minutes.
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