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15 дней назад

Portfolio Analyst (Fintech)

Формат работы
hybrid
Тип работы
fulltime
Грейд
middle
Английский
b2
Страна
Nigeria
Вакансия из списка Hirify.GlobalВакансия из Hirify Global, списка международных tech-компаний
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Описание вакансии

Текст:
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TL;DR
Portfolio Analyst (Fintech): Analysing consumer lending portfolio performance and building automated Tableau dashboards with an accent on credit risk metrics, vintage analysis, and lending-funnel monitoring. Focus on identifying emerging portfolio risks, evaluating credit-policy impacts, and translating large datasets into actionable recommendations.

Location: Lagos, Nigeria; hybrid workplace

Company

hirify.global is a mobile banking and fintech platform providing credit, current accounts, savings accounts, debit cards, and POS solutions for emerging markets, primarily in Nigeria.

What you will do

  • Monitor applications, approvals, disbursements, repayments, delinquency, collections, recoveries, and portfolio performance.
  • Analyse portfolio vintages, risk metrics, customer segments, products, loan terms, pricing, and acquisition channels.
  • Build, automate, and maintain Tableau dashboards and recurring risk reports.
  • Evaluate changes to credit rules, limits, pricing, underwriting, and product strategies through cohort and policy-impact analysis.
  • Identify emerging risks, investigate root causes, and recommend portfolio interventions.
  • Collaborate with Product, Data and BI, Engineering, Underwriting, and Collections teams on data quality and reporting.

Requirements

  • Bachelor’s degree in Finance, Economics, Statistics, Mathematics, Computer Science, Engineering, or a related discipline.
  • At least 3 years of relevant experience in consumer lending, fintech, retail credit, portfolio risk, or credit analytics.
  • Experience analysing the full lending lifecycle from application and underwriting through repayment, delinquency, and collections.
  • Hands-on experience building and maintaining Tableau dashboards.
  • Strong SQL and data-analysis skills, with required proficiency in Excel.
  • Understanding of consumer credit risk, portfolio monitoring, vintage analysis, PAR, DPD, roll rates, cure rates, defaults, recoveries, and loss trends.

Nice to have

  • Experience analysing credit bureau data and affordability, income, or salary-verification signals.
  • Experience with Python or another analytical language.

Culture & Benefits

  • Multicultural workforce representing more than 27 nationalities.
  • Private health insurance.
  • Performance bonus and pension plan.
  • Training and development opportunities.

Hiring process

  • 30-minute screening call with a recruitment team member.
  • Technical interview with the hiring manager lasting 30–60 minutes.

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