Risk Analyst (Credit Risk)

Location: Colombia; hybrid work

Company

hirify.global is launching a new fintech business line in Colombia focused on consumer lending and credit risk management.

What you will do

• Support the design of credit origination and limit management policies.
• Define pricing guardrails and early-warning triggers.
• Track risk metrics and monitor portfolio performance within risk appetite constraints.
• Maintain live dashboards and explain the drivers behind metric changes.
• Collaborate with product, collections, finance, and second-line risk teams to embed controls into product specifications and customer journeys.

Requirements

• 3+ years of experience in credit risk or another data-driven area such as finance, collections, production analytics, or data science.
• Experience with retail or consumer lending portfolios in banking or fintech.
• Proficiency in SQL and Python, with hands-on data experience.
• Experience creating dashboards, visualizing data, and presenting insights clearly.
• Strong understanding of financial mathematics, profitability components, and basic accounting principles.
• B1 or higher English for communication with an international team.

Nice to have

• Experience with credit cards.
• Education in mathematics, physics, computer science, or a related STEM field from a top technical university.

Culture & Benefits

• Innovative, high-tech environment focused on challenging established financial models.
• Open feedback and collaborative teamwork.
• Relocation support to one of the company hubs, including assistance for the employee and family.
• Flexible work from company offices.
• Healthcare coverage, education and wellness budgets.
• 20 days of annual leave and paid sick leave.