Financial Crimes Risk Analyst (AML)

Location: West Monroe, Louisiana, United States

Company

Origin Bank is a banking institution focused on customer relationships, regulatory compliance, and community service.

What you will do

• Perform enhanced due diligence reviews for high-risk customers, including MSBs, MRBs, NBFIs, PEPs, non-resident aliens, privately owned ATM operators, and cryptocurrency-related businesses.
• Analyze transaction trends, customer identification documents, and account activity to identify suspicious patterns and assess financial crime risk.
• Document reviews, risk ratings, tags, and conclusions in Verafin and recommend account acceptance, risk mitigation, or closure.
• Investigate alerts involving privately owned ATMs, remote deposit capture accounts, new accounts, and other financial crime red flags.
• Communicate with bank personnel to obtain documentation, resolve exceptions, and support investigations and special BSA/AML projects.
• Monitor changes in AML regulations and requirements across Louisiana, Mississippi, Texas, Alabama, Florida, and applicable federal guidelines.

Requirements

• Bachelor's degree preferred, or an equivalent combination of education and experience.
• At least three years of banking experience, including recent BSA compliance experience within the last 12 months.
• Knowledge of the Bank Secrecy Act, USA PATRIOT Act, OFAC regulations, AML procedures, and bank policies.
• Strong analytical, problem-solving, judgment, communication, organizational, and documentation skills.
• Proficiency with Microsoft Word, Excel, Outlook, internet research, and the ability to learn Verafin and other bank systems.
• CAMS or CAFP certification preferred, or willingness to obtain certification within one year.

Culture & Benefits

• People-first workplace with professional and personal development support.
• Competitive compensation and benefits tailored to skills, experience, and education.
• Access to a Dream Manager program, a certified health and wellness coach, and certified financial professionals.
• Work includes regular interaction with bank employees, customers, and community members.

Hiring process

• After a conditional offer, the process includes criminal background, credit, fingerprint, drug, OFAC, reference, employment, and education checks.