Senior Relationship Manager (Commercial Banking): Develops and manages profitable commercial banking relationships in the healthcare segment and designated geographic areas with an accent on lending, credit analysis, portfolio risk, and client solutions. Focus on negotiating and approving transactions, building business opportunities, monitoring portfolio quality, and solving problem credits.
Location: In Office at 4275 Executive Square, San Diego, California, or in Irvine or Long Beach, California, US.
Salary: $122,535β$208,715 per year, plus eligibility for bonus and/or commissions.
Company
hirify.global is a commercial bank founded in 1954 and a subsidiary of Royal Bank of Canada.
What you will do
Develop and manage profitable relationships with commercial clients in the healthcare segment and assigned geographic areas.
Identify prospects, conduct client calls, create relationship plans, and generate referrals for banking products and services.
Discuss financing opportunities, forecast credit needs, structure solutions, and coordinate product specialists and internal departments.
Negotiate, price, document, and close loan transactions in accordance with bank policies and regulatory requirements.
Monitor relationship profitability, portfolio quality, credit risk, account activity, and adherence to commercial credit policies.
Analyze problem credits, develop loss-mitigation solutions, and represent the bank in civic, community, and industry activities.
Requirements
Bachelor's degree or equivalent.
At least 5 years of lending experience.
At least 5 years of credit experience.
Knowledge of commercial credit policies, banking operations, credit products, and underwriting standards.