3 часа назад
FVP, Unsecured Consumer Lending
115 000 - 165 000$
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
FVP, Unsecured Consumer Lending (Consumer Lending): Leading growth, profitability, loan origination efficiency, and customer experience for unsecured personal lending programs with an accent on offer personalization, eligibility criteria, funnel performance, and regulatory compliance. Focus on using analytics and testing to optimize loan offers, coordinating credit, marketing, compliance, product, banking, and technology teams, and improving portfolio performance.
Location: HQ - San Diego, California, United States
Salary: $115,000–$165,000 per year, plus eligible annual discretionary cash bonus and restricted stock unit bonus targets of 10% each.
Company
is a digital-first financial services company providing technology-driven banking tools for individuals, small businesses, and companies.
What you will do
- Lead business unit production, financial results, growth, profitability, and customer experience for unsecured consumer lending.
- Identify strategic growth and optimization opportunities for unsecured loan products and translate priorities into actionable plans.
- Develop and refine personal loan offer frameworks, including personalization and eligibility criteria.
- Use testing, analytics, and innovation to improve conversion rates, offer performance, and funnel efficiency.
- Partner with Retail Credit, Marketing, Compliance, Product, Banking, and Technology teams on goals, forecasts, metrics, and portfolio objectives.
- Maintain operational excellence, regulatory compliance, risk management, and third-party partner integration quality.
Requirements
- 5+ years of experience in consumer lending, unsecured lending, or a closely related financial services field, with a record of driving product or portfolio growth.
- Bachelor’s degree in Business, Finance, or a related field is preferred.
- Experience using data and analytics to inform strategy, set performance targets, and drive continuous improvement.
- Strong leadership, project or team management, and cross-functional stakeholder influence skills.
- Excellent communication and presentation skills for technical teams and senior executives.
- Employment eligibility verification is required in accordance with U.S. requirements; offers are contingent on credit, criminal background, and drug screening.
Culture & Benefits
- Medical, dental, vision, and life insurance may be available.
- Paid sick leave, three weeks of vacation, and approximately 11 holidays.
- HSA or FSA accounts and other voluntary benefits.
- 401(k) retirement savings plan with employer match and a 529 savings plan.
- Employee mortgage loan program and free access to an account with self-directed trading.
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