Retail Lending Loan Underwriter 1

Location: Pittsburgh, Pennsylvania, United States; onsite at 626 Washington Place

Company

hirify.global operates a banking business with a Retail Lending unit.

What you will do

• Review consumer and small-business loan applications from bank and dealer channels and determine acceptance based on credit risk.
• Validate application information and organize supporting documentation, including credit histories, financial statements, tax returns, collateral valuations, and appraisal reports.
• Analyze repayment capacity, collateral, banking relationships, and regulatory considerations to make final credit decisions.
• Perform tax-return analysis to determine self-employed borrowers' income and approve loans within delegated authority.
• Collaborate with loan processors, branch personnel, business development staff, and underwriters to support customer satisfaction.
• Educate bank personnel on underwriting policies, credit risk tolerance, regulatory factors, and relevant lending products.

Requirements

• BA or BS degree.
• At least 3 years of experience.
• Strong analytical, organizational, communication, interpersonal, project management, and customer service skills.
• Ability to use a personal computer and job-related software, including basic Microsoft Word and PowerPoint and intermediate Microsoft Excel.
• Must be legally authorized to work in the United States; employment-based visa sponsorship is not provided.

Culture & Benefits

• Full-time position within the Retail Lending business unit.
• Employees are responsible for identifying, reporting, managing, and monitoring risks within the bank's risk management program.
• Compliance with regulatory laws, guidelines, and company procedures is required.
• Equal employment opportunity and a discrimination- and harassment-free workplace.