Credit Risk Associate Manager

Location: Giza, Egypt

Company

hirify.global is an international telecommunications company providing connectivity services to millions of customers and operating a consumer finance business.

What you will do

• Design and implement credit risk strategies, policies, and governance structures.
• Define credit approval processes, scorecards, and decisioning criteria for new and existing products.
• Develop manual and automated underwriting models and rules to assess customer creditworthiness.
• Monitor portfolio performance, delinquency, and default trends, identifying emerging risks and corrective actions.
• Implement early warning systems and collection strategies, and provide insights on credit exposure, portfolio health, and risk-adjusted returns.
• Prepare regular risk reports and FRA monthly reports, support audits and regulatory reviews, and collaborate with Product, Data, MIS, Operations, Compliance, and senior management teams.

Requirements

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• 4–8 years of risk management experience in banking or financial services.
• At least 2 years of experience managing and developing teams.
• Strong knowledge of risk management frameworks, credit underwriting, credit assessment, portfolio analysis, and credit policies and procedures.
• Hands-on experience with Loan Management Systems and Rule Management Systems.
• Experience managing audits and regulatory reviews conducted by the Financial Regulatory Authority and the Central Bank of Egypt, along with strong analytical, communication, stakeholder management, and decision-making skills.

Culture & Benefits

• Work within a global and diverse telecommunications community.
• Contribute to connectivity, inclusion, and sustainable business growth.
• Access opportunities focused on career growth and work-life balance.
• Reasonable adjustments and accessibility support are available throughout the recruitment process.