Portfolio Analyst (Fintech)

TL;DR

Portfolio Analyst (Fintech): Driving analytics and insights that influence lending strategy, portfolio performance, and risk governance with an accent on advanced portfolio analysis, forecasting, and early warning indicators. Focus on identifying emerging risks, optimizing loan performance, and presenting executive-level insights through dashboards and scenario analysis.

Location: Remote (USA only)

Company

hirify.global is a member-focused cooperative serving members across all 50 states, dedicated to returning profits to member-owners through high-yield products and competitive loan rates.

What you will do

• Analyze delinquency, charge-offs, and loss trends across lending portfolios.
• Develop and maintain risk dashboards, heatmaps, and early warning indicator metrics.
• Perform stress tests, static pool analysis, and scenario modeling to identify emerging risks.
• Manage and maintain the nCino loan analytics platform for data integrity and optimization.
• Partner with cross-functional teams including Finance, Collections, and Lending to ensure reporting accuracy.
• Support executive and board-level reporting on risk exposure and portfolio trends.

Requirements

• Must be based in the United States
• Bachelor’s degree or commensurate experience
• 3+ years of experience in credit risk, portfolio risk, or financial services analytics
• Prior experience in consumer loan underwriting, operations, or processing within a bank or credit union
• Proficiency in SQL and BI tools such as Tableau, Power BI, Looker, or nCino
• Advanced skills in Microsoft Excel and PowerPoint

Culture & Benefits

• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement plan with up to 6% employer match
• 25 days of paid time off plus 10 paid holidays and 16 hours of volunteer time
• Tuition reimbursement program ($4,000–$7,000 per year)
• Robust learning and development program with annual professional development stipend
• Employer-paid life insurance and disability coverage